17 ways to cut the cost of driving
If you're lucky enough to have a car as a student, you'll know just how expensive they can be to run. We've got some tips on how to cut costs!When your only income is your student loan – and maybe a part-time job to supplement that, if you're lucky – it can be a massive drain on your finances to run a car when you're a student.
However, it's true that depending on where you live and if you're having to commute to uni, having a car is simply a necessary expense that you need to fork out for.
Thankfully, there are loads of ways you can cut down on your monthly motor outgoings. Studies have even found you can save upwards of 30% on petrol costs if you make a few small changes to your driving habits. And who wouldn't want that, eh?
Top 17 tips for saving on car costs
Keep your tyres inflated
Having low tyre pressure increases ‘drag' (it's a physics thing – please don't ask us to explain, cause we can't). This causes your car to use up more fuel, not to mention it's pretty dangerous.
By making sure your tyres are inflated to the recommended pressure (you'll find this in the user manual or the display on the inside of your car door) you can save yourself about 3% on fuel costs.
Believe it or not, air isn't always free and some petrol stations will charge a fee for tyre inflation, so make sure you suss out where to fill-up beforehand so you're not wasting cash on something you can get for free elsewhere.
Slow things down
As much as it might be fun to pretend you're the next Lewis Hamilton, driving fast will cost you a helluva lot of dough – not to mention that going over the speed limit is dangerous and illegal!
Driving at 80mph can use up to 25% more petrol than at 70mph, while driving at 70mph uses up to 9% more fuel than at 60mph. Maintaining a more consistent speed rather than constantly speeding up and decelerating also saves on petrol consumption (it's also a lot less annoying for everyone around you).
Don't brake it up so much
While we definitely wouldn't advise you to avoid using your brakes, be weary that over-use can increase fuel consumption. Staying at a safe distance from the driver in front and anticipating a junction means you can ease off the accelerator, rather than slam on the brakes.
Also, avoid using your brakes a lot at speed bumps. Braking hard, then accelerating quickly over speeds bumps uses up loads of petrol. Again, try to maintain a steady 15-20mph over speed bumps – it'll feel a lot smoother too.
Don't get fined
Credit: Steve Snodgrass – Flickr
This might sound pretty obvious – of course you want to avoid getting fined! But there are a few small things you might forget about that can put you at risk of getting slapped with a driving-related charge.
For example, you're legally obliged to update your licence photograph every ten years, regardless of how little you've changed in that time.
Keep an eye on the expiry date of your photo card licence – if you drive with an expired card, you could end up with a £1,000 fine. And with passport pics up for grabs at 15p, you've really no excuse!
Pay your car tax annually
You have a few different payment options available for your car tax, and some are cheaper than others.
If you chose to pay by direct debit every six months or monthly, you'll incur a 5% surcharge. Paying by direct debit annually is the cheapest option.
If you can't afford to pay it all up front, another option could be that you set the direct debit up to pay your folks instead of the tax man, and ask them nicely to pay it up initially on your behalf.
Obviously this option won't suit everyone, but if you put it to your folks that you're suggesting this in order to avoid the 5% surcharge, they might be willing to help you out!
As any driver knows, legally you need to get your car MOT'd on its third birthday (four if you live in Northern Ireland) then each year after that. The experience of an MOT can be extremely painful, or completely pain-free, depending how you play it.
For a start, give the car a once-over before you take it in to see if there's anything that's broken that you can fix before taking it in – use the car's manual as a reference. Even the smallest issues can cause you to fail your MOT, meaning you'll have to pay to have it redone once you fix things up.
It's also true that some garages that offer MOTs may say you need work done whilst another will say you've passed – it just depends if they're having a quiet day or are in need of the extra business.
Your best option is to take the car to a smaller government-run MOT centre that doesn't do any repairs in-house. As they don't benefit from squeezing extra money out of you, they're more likely to be honest when telling you what condition your car is in .
De-clutter your car
Yes, we know we sound like your parents on this one, but having a car that doubles as a bin isn't only gross, but it adds unnecessary weight and means you'll use more petrol when driving it around.
Fuel efficiency is reduced by up to 2% for every extra 45kg you carry, so empty that boot and that backseat right now y'hear?
If you're an outdoorsy type with a roof wrack, consider unscrewing it when it's not in use, as even that can add to the weight your car is carrying.
Learn how to gear right
We know you've probably got the whole gear thing down on account of passing your test and all, but changing up sooner than it feels natural will help cut your costs even more.
Don't labour your engine. As a rough guide try to stay under 3,000 revs and everything will be just dandy.
Look out for the cheapest petrol deals
Perhaps the most obvious way to cut down on costs is to make the petrol you buy cheaper in the first place!
PetrolPrices.com is a free website that locates the cheapest car juice in your area, but obviously, don't drive too far out of your way to get a good deal, as this completely defeats the point.
Buying petrol at night or early in the morning is apparently also more cost-efficient . As these are colder times, the petrol in the pumps is more dense and therefore you get more for your money.
You should also avoid filling up on main roads or motorways – price reviews have continually found these garages to be more expensive.
Some petrol stations will offer a range of deals and loyalty schemes. For example, if you've got a Tesco Clubcard, you'll get 2p off per litre for every £50 you spend in store. If you're a frequent shopper at Tesco, you'll be surprised how quickly you can build up your Clubcard points. Note that this doesn't mean you have to spend the £50 all in one go – you can let the Clubcard points add up over time and use them when you're ready.
All of the big fuel brands have loyalty cards too, so make sure to sign yourself up. While you shouldn't go to a more expensive station just to use a loyalty card, it's a good to have as many cards as you possibly can – they don't cost a thing, and you never know when they might come in handy!
Make sure you've got the right insurance policy
As our complete guide to spending less on your car insurance will elaborate on, it's really easy to end up in a situation where you're paying out way too much on your car insurance.
For young people, it's true that car insurance is notoriously expensive, but choosing an alternative policy like Pay as You Drive (PAYD) will knock hundreds off your payments.
Also, don't forget to take out some decent student breakdown cover, otherwise you'll be shelling out big bucks. Make sure you read both of these guides thoroughly before taking out any policies with insurers!
Don't go into the red (or the top of the tank either)
For many student drivers, seeing how far you can get with your petrol gauge in the red becomes a bit of a playful challenge but, perhaps unsurprisingly, this is not a good idea! Driving with low petrol causes it to run out even quicker, and that's never a good thing (let's hope you have breakdown insurance!).
Similarly, don't fill your tank right up to the top if you can help it. Fuel is heavy, so the more you have the more you'll burn. Stick to a 1/2 or 3/4 full tank and your car will run much more efficiently.
Mix it up with the A/C and windows
It's the classic catch 22: using your air conditioning (if your car is flash enough to have it) can use up to 5% of your fuel. Equally though, having your windows open will increase the drag on your car and your fuel consumption.
If you really can't handle sweating it out, the best method is to use your AC when you're driving at high speeds and open the windows at low speeds.
Claim for pothole damage
Credit: Peretz Partensky – flickr
If you've been unlucky enough to experience damage to your car due to potholes in the road, don't fret – your insurance doesn't have to pay for this!
If the pothole you hit is more than 40mm deep, you're laughing; if it's less than that, you can still claim but it might be a bit harder to fight.
Note that you'll need photographic proof of the pothole plus written proof from a mechanic to show that the damage was definitely caused by a pothole in order to get them to cough up the cash.
Stop petrol evaporation
This is a depressing fact, but petrol can actually evaporate right out of the tank – believe it or not!
To prevent this from happening, ensure your petrol cap is screwed on tight. Also, park in the shade when possible as petrol evaporates quicker when warm. Bet you didn't know that!
Try to avoid traffic jams
We're sure avoiding traffic jams is something you probably do anyway, for your sanity more than anything else. A small car stuck in a traffic jam can use up to a litre of petrol in 60 minutes!
Try to avoid congestion by planning ahead and avoiding rush hour times and busy roads (duh). You'll often find that using A and B roads will get you where you're going faster as they're more likely to be jam-free, and the lack of traffic means you'll brake less and use your fuel more efficiently.
If you do get stuck in a pickle and think you'll be stationary for more than two minutes, turn the engine off.
Ditch the car
If you don't need to drive regularly, then it's definitely worth considering joining a car club rather than forking out cash to run your own wheels. You could even make some extra dough by renting out your private parking space to boot!
Car clubs allow you to pay a membership fee in order to gain access to cars in your area, and you only cough up cash on a pay-as-you-drive basis.
If you're planning a long distance trip by car, it might be worth trying a car share scheme like Blabla car, where you can offer to drive others who are headed in the same direction if they make a fuel contribution, and vice versa.
If you do use your car daily to get to and from work or uni, why not do some research and find out if there's someone else you known doing the same journey each day and offer to share petrol prices for a lift? It's better for the environment, too!
Look for alternatives
Nipping out in your motor for a few quick errands is a nice luxury, but continually warming up your car for short journeys drains petrol like you wouldn't believe.
Next time you need to pop out, try walking or taking a bus whenever it's an option, or invest in a bike to get around on. It can also be a good excuse to get fit so is much better for your health – everyone wins!
These tips should help drive down your petrol costs (promise we're done with the car puns now!). We'd also love to hear any tips you've got to share – let us know in the comments below!