[Owen]

This is the thread to discuss the official article: Best student bank accounts.

Don't be afraid to ask any questions you may have, and please share your own experiences with student banking!

[cjsalford]

Just wanna add about the Natwest. Salford Uni branch is useless. They dont know their own products, brand or procedures.

I've just moved to the Co-Operative Bank, £1000 in first year and upto £2000 by third year. No gimicks or freebies, just a nice bank it appears, and they've got a concience - last year they turned away £10m of unethical funds! If you're a Co-Operative Member then you get a share of the banks profits!

[emmawillyarms]

Where can I find a comparison of student accounts for 09/10?
I love this website by the way, it's so useful. I'm starting uni at Lancaster in September, but I live in Manchester, so it's a bit of a gem for me

[Owen]

They've only just come out, so will be updating this thread very soon! Thanks for your comment

[jakal]

one thing i must add is that you have to ask for the overdraft to be put in place. When i joined Natwest i thought that the overdraft just came automatically with the account. This lead to some embarassment when i tried to use my card and it got denied. You have to go into the bank and tell them that you are a student and then tell them how much you want the overdraft to be!

[Owen]

The article has been updated for 2009/10.

Let us know what overdrafts you manage to get from which banks.

[Jack]

I've *just* applied for Natwest, mainly to subsidise my travel back home on the trains, but they have a decent overdraft too. I haven't gone in and sorted out he actual overdraft though... I'll let you know! x

[jonty]

I've applied for the Halifax student account because of the overdraft really. I'm a second year student though, but still only got £1750 to start with. Could be worse! Might try the Natwest one as well to get the railcard. Can you do that?!